Thursday, April 16, 2009

The benefit of experiences is......

that you can recognise a mistake when you make it again!

"They" also say "Marry in haste, repent at leisure".

The point of all this?

My decision to stop my blog, Corporate Crime Watch, was premature and wrong.

I LOVE this blog, WHAT was I thinking?

Anyway, I hope you are still around or will come back and if you have no idea what I am rambling on about, it was nothing, forget it, please.

And if you are seeing this for the first time check us out at Corporate Crime Watch.

Ever wondered who "They" are?

Developments at Scam Stop

We have been very busy putting the services and sites in place to be able to fulfil our vision of assisting our members in STOPPING the scams, schemes, bogus job offers, sales frauds, spam and general abuse that plague us every day both online and in the “real” world.

Scam Stop offers its members a confidential advice and resolution service should they ever fall victim to a scam or fraud.

This service is available from the Scam Stop portal, http://scamstop.co.cc.

Scam Stop has a voluntary panel of experts who are prepared to provide assistance in their area of expertise.

They are:

David Alexander http://davidalexander.co.cc of Mercury Advisors who is a social engineering and fraud prevention education expert.

John Dierckx http://www.visualcv.com/johndierckx, of the Arcis Fraud Discovery and Exposure Centre, http://arcisfdec.com/ , who is an internationally recognised expert on all matters relating to fraud, Insurance fraud, computer fraud and the resolution of fraud situations.

Patrick Dacre http://www.linkedin.com/in/inbusiness4good, of Computer Helpers Without Borders, http://www.computerhelpers4good.net, and a member of the ICAN Anti Spam Task Force since 1995 is our computer safety expert and will advise members on any computer safety related issues.

Deborah Berchem http://www.linkedin.com/in/debberchem, of DLB and Associates, http://www.dlbandassociates.com/, who is a Certified Identity Theft Risk Management Specialist and an expert on all matters relating to identity theft.

This group can only grow and flourish through the active participation of all members so we would request that you visit us often make us part of your online life and invite your friends and family, remember together we can do more!

We are committed to adding value to our members by assisting them to navigate the hazards of the online experience and to providing valuable assistance and advice should it ever be required.

Thanks

The Scam Stop Team

Monday, April 13, 2009

My move to Scam Stop

I am making some personal changes that have come about due to some very exciting developments in my business and professional activities going into the future.

I recently founded Scam Stop with Lynne Thackeray to aggressively address scams and fraud both online and in the "real" world.

This service is clearly timeous and very necessary as the demand for assistance, advice and information has exploded since the formation of Scam Stop.

This has resulted in me having to take a very close look at what I am doing and how and where my efforts can add maximum value to the members of Scam Stop.

In order to make our vision for Scam Stop a reality I will be making some changes.

One of the changes that I will be making is that this blog will be mothballed for the foreseeable future as I cannot devote the time required to do it justice at present.

I will now be writing on a daily basis on scams and fraud on the Scam Stop blog and I would request that you subscribe to that feed at http://feeds2.feedburner.com/ScamStop. You can also subscribe by e mail here.

I am sure that the Scam Stop blog will provide real value with factual and very well researched information on scams and fraud currently prevalent on the Internet and in the "real" world.

I will also be writing on the ARCIS blog as the South African associate of the ARCIS Fraud Discovery and Exposure Centre.

John Dierckx who operates this highly professional service is THE consummate fraud prevention professional and I know that ARCIS will add real value through it's fraud prevention services, information and advice.

Please join me on the ARCIS blog, it is a great resource for entrepreneurs, small and medium sized business owners and anybody with an interest in fraud prevention.

Thank you for your support over the past few months and I hope to see you at Scam Stop and on the ARCIS blog.

Sunday, April 12, 2009

DANGEROUS ATM Urban legend!

I received this message in one of those infamous, mass hysteria, bulk forwarded e mail messages:

clip_image001
In the spite of armed robbery, here is something you may really need.

WHEN A THIEF FORCES YOU TO TAKE MONEY FROM THE ATM, DO NOT ARGUE OR RESIST, YOU MIGHT NOT KNOW WHAT HE OR SHE MIGHT DO
TO YOU.
WHAT YOU SHOULD DO IS TO PUNCH YOUR PIN IN THE REVERSE, I.E IF YOUR PIN IS 1254, YOU PUNCH 4521.
THE MOMENT YOU PUNCH IN THE REVERSE, THE MONEY WILL COME OUT BUT WILL BE STUCK INTO THE MACHINE HALF WAY OUT AND IT
WILL ALERT POLICE WITHOUT THE NOTICE OF THE THIEF.
EVERY ATM HAS IT, IT IS SPECIALLY MADE TO SIGNIFY DANGER AND HELP.
NOT EVERYONE IS AWARE OF THIS.
FORWARD THIS TO ALL YOUR FRIENDS AND THOSE YOU CARE FOR.

Why do I say that it is dangerous?

BECAUSE IT IS FALSE! 100% URBAN LEGEND.

Picture the scene, your granny, mother or whoever desperately entering her PIN in backwards and waiting for the cavalry to arrive to rescue her.

Not going to happen.

That is supposing she CAN enter the thing in backwards in a moment of extreme stress. Most of us have trouble enough remembering our PIN forwards at the best of times!

The thing that cooks my blood is that 30 seconds on Google, or Snopes or About or any number of other sites will tell you that this is crap and dangerous to boot.

Yes, the technology does exist and has done for a long time but it is not in use.

NEWSFLASH!

NOT EVERYTHING YOU READ IN AN E MAIL OR ON THE INTERNET IS TRUE!

I have written about  forwarding e mails here. Please read it again.

This e mail IS NOT HARMLESS because it can lull people into a false sense of security thereby exposing them to danger.

Use your common sense, the layout, language use, the use of capitals throughout should alert you to the fact that this is a hoax.

Just ask yourself if FNB would EVER send out information that looks as bad as this one does.

Common sense tells you that this is a hoax even before you check it out.

It may be a well meaning hoax, maybe the person who sent it believes it but this does not reduce the damage that it could cause.

Please do your entire mail list a favour, STOP FORWARDING THE E MAILS and if you really, really think you must, the information is true and of critical importance, here is some advice that will keep you out of trouble:

  • Check the veracity of the information, as mentioned just by using Google, or Snopes or About.com you can satisfy yourself if the information has a reasonable chance of being true. Invest the few minutes required and save yourself from a lot of potential embarrassment.
  • Don't fall for the hysterical, urgent, critically important "you must do this now" appeal that all of these things contain (Don't worry the world will not stop and no curse will befall you if you don't forward the message to at least 10 people)
  • If you decide that you must inform you entire network about the content of the email, here is what to do:
    • Copy the message into a new e mail.
    • Address it to yourself.
    • Put all your other contact's e mail addresses in the BCC field, this will protect your contact's privacy and not display their address to all and sundry. (Remember that your contact's shared their e mail address with YOU, not your entire network, it is only good manners and practice to respect their privacy)

You should NEVER just forward any e mail to your entire network, do this often enough and your contacts will start blocking you as an irritating, brainless, spammer.

And you are not, are you?

Let's stay safe, sensible and be a good, reliable, considerate contact, one who people know that they can rely on.

Play your part in reducing spam.

Don't give your contact to the "address harvesters".

 

Thursday, April 9, 2009

Business Fraud Focus: An essential event!

This is a fraud prevention event that you cannot afford to miss.

It features a 5 member panel of experts who will provide essential insights into the critical importance of fraud prevention in South Africa that will empower companies in their efforts to survive the deluge of corporate fraud and abuse.

Details of the event follow:

72% of companies* in South Africa have fallen prey to economic crime. Is yours next? (*Price Waterhouse Coopers survey, published October 2007)

As economic conditions worsen, companies are reeling as employees turn to crooking the books to meet their financial obligations. Forensic auditors say white collar crime 'which includes fraud, corruption, expense claim manipulation and fiddling with financial statements is on the increase as the economy slumps.'
- Fin24.com, March 1, 2009

In October 2007, Price Waterhouse Coopers published a frightening survey which showed that South Africa has an economic crime level 30% higher than the global average. The results revealed that as many as 72% of companies in South Africa had fallen prey to economic crime in the two years leading up to 2007 - this is a staggering 30% higher than the 42% global average.

Since then, experts predict a sharp growth in fraud and white collar crime - much of it linked to the worsening economic crisis - as many previously above-the-line employees find themselves having to take risks in order to meet their obligations as a result of what many predict could be the worst depression since the the 1930s.

Can you afford to ignore a growing problem that could easily end up crippling your business?

Attend this exclusive event and be exposed to up-to-the-minute insights, case studies, success stories, best practices and action plans from our expert panel.


Professor Mervyn King
Chairman, Brait and former Judge of the Supreme Court of South Africa


Advocate Vusi Pikoli
Former Head of the National Prosecuting Authority


David Alexander
Former Fraudster and Fraud and Social Engineering Prevention Speaker and Educator


Advocate Steven Powell
Head: Forensics, Edward Nathan Sonnenberg


Leon Louw
Executive Director, The Free Market Foundation of South Africa

ENQUIRIES

Would you like to make an enquiry about the Business Fraud Focus?
Contact James Harvey on T: 011 880 4808 or E: james@frontfoot.co.za

AGENDA
View the detailed Business Fraud Focus Agenda

REGISTER
Attend the Business Fraud Focus Conference

AGENDA

07:15 AM
Breakfast

08:00 AM

Chairperson’s Welcome
Leon Louw
Executive Director, The Free Market Foundation of South Africa

08:15 AM
Reach a New Level of Business Confidence by Combating Corruption through the Latest Best-Practice Corporate Governance Strategies
Professor Mervyn E King S.C.
Chairman, Brait and former Judge of the Supreme Court of South Africa
BA. LLB (Cum Laude) H Dip Tax (Wits), Ph.D (h.c.) in Law (Wits)

09:00 AM
People, Security and Crime: Managing your “People Risk”
The “people” element in fraud prevention, system security and the protection of the assets in an organisation is a subject that is poorly addressed and of critical importance
David Alexander
Former Fraudster and Fraud and Social Engineering Prevention Speaker and Educator

09:45 AM
Fraud and Corruption in the Government
How corruption in the Government really impacts your bottom line
Advocate Vusi Pikoli
Former Head of the National Prosecuting Authority

10:30 AM
Tea Break

10:45 AM

The Key to Fraud Prevention and Combating Corrupt Activities in Your Organisation
Invest in fraud prevention: Companies lose more money investigating fraud than what they would spend on preventing it
Advocate Steven Powell
Head: Forensics, Edward Nathan Sonnenberg

11:30 AM
Does Fraud go up as the Economy Goes Down?
Leon Louw
Executive Director, The Free Market Foundation of South Africa

12:15 PM
Chairperson’s Closing

Would you like to make an enquiry about the Business Fraud Focus?
View the detailed Business Fraud Focus Agenda
Attend the Business Fraud Focus Conference

Terms and Conditions Apply. E&OE.

Tuesday, March 31, 2009

Official launch of Scam Stop!

We are very excited and proud to be officially launching the Scam Stop network today.

Scam Stop is is dedicated to STOPPING the scams, schemes, bogus job offers, sales frauds, spam and general abuse that makes our online lives hazardous, stressful and unpleasant.

Scam Stop functions on participation, on sharing information; by warning others of scams you have come across, by freely sharing information we can all be better protected.

We have been very busy putting the services and sites in place to be able to fulfil our vision of assisting our members in STOPPING the scams, schemes, bogus job offers, sales frauds, spam and general abuse that plague us every day both online and in the “real” world.

We now have our own blog, Scam Stop, where we will post information, insights and advice as it comes to hand.

The blog will provide information and insights from experts on all scam or fraud situations currently doing the rounds. We suggest you visit the blog frequently, subscribe to our RSS feed or subscribe by e mail; the links are on the blog.

Scam Stop offers its members a confidential advice and resolution service should they ever fall victim to a scam or fraud. This service is available from the Scam Stop web site.

Scam Stop has a voluntary panel of experts who are prepared to provide assistance in their area of expertise. They are:

John Dierckx, of the ARCIS Fraud Discovery and Exposure Centre, who is an internationally recognised expert on all matters relating to fraud, Insurance fraud, computer fraud and the resolution of fraud situations.

Patrick Dacre, of Computer Helpers Without Borders, and a member of the ICAN Anti Spam Task Force since 1995 is our computer safety expert and will advise members on any computer safety related issues.

Deborah Berchem, of DLB and Associates, who is a Certified Identity Theft Risk Management Specialist and an expert on all matters relating to identity theft.

This group can only grow and flourish through the active participation of all members so we would request that you visit us often make us part of your online life and invite your friends and family, remember together we can do more!

We are committed to adding value to our members by assisting them to navigate the hazards of the online experience and to providing valuable assistance and advice should it ever be required.

Join Scam Stop today and put your weight behind our efforts to make the world a bit safer!

Monday, March 30, 2009

Identity Theft Alert

This just in from Moneyweb.

ID menace moves to mobiles

South African mobile users could be at risk of identity theft due to the details they store on their phones.

Lezette Engelbrecht
30 March 2009 15:40

As cellphones are increasingly used to store, transmit and access sensitive information, South African users are facing a greater threat of ID fraud, a trend already observed in other countries.

A recent UK report revealed four million Britons were leaving themselves vulnerable to identity theft in the event of their phones being stolen.

In a small poll of mobile users at the ITWeb offices, all respondents stored contact numbers, mostly a mix of business and personal, on their phones, and the majority also kept SMSes and photos.

READ THE FULL STORY AT MONEYWEB

Rules of the Universe

I know that this has nothing whatsoever to do with scams, fraud or crime but it is great list, take it to heart.

Number 18 has been a part of my life for so long I think I own it.....

1. Never, under any circumstances, take a sleeping pill and a laxative on the same night.

2. Don't worry about what people think; they don't do it very often.

3. Going to church doesn't make you a Christian anymore than standing in a garage makes you a car.

4. Artificial intelligence is no match for natural stupidity.

5. Not one shred of evidence supports the notion that life is serious.

6. A person, who is nice to you, but rude to the waiter, is not a nice person. (This is very important. Pay attention! It never fails.)

7. For every action, there is an equal and opposite government program.

8. If you look like your passport picture, you probably need the trip.

9. Bills travel through the mail at twice the speed of checks.

10. A conscience is what hurts when all of your other parts feel so good.

11. Eat well, stay fit, die anyway.

12. Men are from earth. Women are from earth. Deal with it. Embrace your differences. Love each other.

13. No man has ever been shot while doing the dishes.

14. A balanced diet is a cookie in each hand.

15. Middle age is when broadness of the mind and narrowness of the waist change places.

16. Opportunities always look bigger after they have passed.

17. Junk is something you've kept for years and throw away three weeks before you need it.

18. There is always one more imbecile than you counted on.

19. Experience is a wonderful thing. It enables you to recognize a mistake when you make it again.

20. By the time you can make ends meet, they move the ends.

21. Thou shalt not weigh more than thy refrigerator.

22. Someone who thinks logically provides a nice contrast to the real world.

23. It ain't the jeans that make your butt look fat.

24. There is a very fine line between 'hobby' and 'mental illness.'

25. People who want to share their religious views with you almost never want you to share yours with them.

26. You should not confuse your career with your life.

27. Nobody cares if you can't dance well. Just get up and dance.

28. Never lick a steak knife.

29. The most destructive force in the universe is gossip.

30. You will never find anybody who can give you a clear and compelling reason why we observe daylight savings time.

31. You should never say anything to a woman that even remotely suggests that you think she's pregnant unless you can see an actual baby emerging from her at that moment.

32. The one thing that unites all human beings, regardless of age, gender, religion, economic status or ethnic background, is that, deep down inside, we ALL believe that we are above average drivers.

33. Your friends love you anyway.

34. Never be afraid to try something new.

35. Remember that a lone amateur built the Ark. A large group of professionals built the Titanic.

36. How old would you be if you didn't know how old you are?

Sunday, March 29, 2009

The right response to a 419 scammer?

This person is more than a little peeved to be getting ANOTHER 419 (Advance Fee Fraud) solicitation and quite clearly just snapped, lost all control and blasted the scammer:

NOTE: I have removed the person's name in the interests of privacy and please remember that this is a 419 SCAM so don't answer the mail or click on any links. PLEASE.

Here is the original e mail:

From: Jim Siew

To: xxxxxxxxxx@gmail.com

Sent: Wednesday, March 25, 2009 8:58 AM

Subject: Attn; xxxxxxxxxxxx

Dear xxxxxxxxxxxxx,
Please accept my apologies if this mail does not meet your personal values. I am Barrister Jim Siew, the personal attorney to my late Mr Saenz xxxxxxx whom I refer to as my client. Before the U.S /Iraqi war, my client, a business man made a numbered fixed deposit of ten million two hundred thousand United States dollars for 18 calendar months with the bank here in Malaysia. Upon maturity several notices were sent to him, even during the war in 2005, only to find out that him and his family have been killed in a bomb blast that hit their Bagdad home.
After further investigations I discovered that my client did not declare any next of kin in his official papers including the documents of the deposit with the bank. He confided in me the last time he was at my office that no one knows about the deposit except me. Right now, the ten million two hundred thousand United States dollars is lying in the bank and no one will ever come forward to claim it. What bothers me is, according to the banking law here, at the expiration of 5 years; the fund would be confiscated and reverted to the banks treasure as unclaimed deposit.
And right now, the board of the bank have taken a resolution to confiscate the deposit if I as the attorney fail to provide the next of kin/beneficiary to the deposit within 28 working days. Against this back drop, I propose to you that I present you as the beneficiary to the deposit since you are a foreigner and have the same last name as my client so that the proceeds of the deposit be paid to you for both of us to disburse.
MODALITY:
I want you to know that I have planned for the successful execution of this transaction. As the attorney, I will prepare and file all the necessary documents to back you up as the next of kin/beneficiary to the deposit. All I require from you at the stage is for you to provide me with your name and address so that I can commence the proceedings for the release and transfer of the deposit to the account you would provide to the bank. Remember to include your phone number for better communication.
I assure you that there is not risk involved; all would be executed under a legitimate arrangement that would protect us from any breach of the law. And once the deposit is transferred to your nominated account, we would share in the percentage of 60% for me and 40% for you. Should you be interested, send me you name and address to enable me commence action. According to my plans, this would take us less than two weeks once we commence.
I shall provide you with more details when you respond. Hoping to hear from you soon.
Kind regards,
Jim Siew

Then the response, poor old Jim clearly caught our friend on the wrong day!

From: xxxxxxxxxxxxxx

To: Jim Siew

Sent: Saturday, March 28, 2009 6:48 PM

Subject: Re: Attn; xxxxxxxxxxxxx

Dear Mr Jim Siew

It is sick little shits like you that we intend to get off the internet forever.  This reeks like a scam at a spitting distance.

How you obtained my email address is of no importance to me at the moment - what is important to me though is that sick little shits like you are around to try and scam innocent people. 

But be warned the innocent is hitting back and we may not get you but we sure will get some of you.

Signed

I'm not stupid you dickhead!

Now while a lot of people may be very happy to see this response an unfortunate side effect of replying to these messages in any way at all is that it establishes for them that they have a real, live person at the other end of the address AND one who responds.

This will result in a whole slew of new approaches and quite possibly other spam.

So my advice is that no matter how angry you may be, no matter how tempting it may be to strike back you are far better off just hitting the delete key.

You can contact us at scamstop@mercuryadvisors.co.cc, if you feel you need professional assistance.

Please join our Scam Stop group on Facebook if you want to help rid the web of these predators.

Thursday, January 29, 2009

Vengeance is Mine......

A never acknowledged but nevertheless integral part of our society is the concept of vengeance.

Of payback.

Revenge.

Hurt the one who hurt you as badly and, if possible, worse than he hurt you.

This concept seldom finds public expression.

It is an ugly and asocial behaviour trait.

A person will not admit that he had done something for revenge, for vengeance as this is an ugly, anti social and somehow fundamentally wrong and inherently evil.

The Bible teaches us that God has said “Vengeance is mine….”

So, theoretically at least, we are supposed to leave vengeance, revenge, payback to God.

Why?

Because vengeance et al always, always has unintended consequence.

Having said all of this there is one area of our society where vengeance has a very public, acceptable even honourable face.

It is in our criminal justice system and more particularly in our jails.

We must punish wrongdoers and evil men and women.

Everybody, even the criminals will agree with this.

There are, very definitely people who should be removed from society.

People beyond redemption, people for whom no hope of redemption or rehabilitation exists or ever will exist even in the very best of circumstances.

People who no civilised society can tolerate.

Fundamentally evil people.

But there are also people who stumble into crime for whatever reason; misguided youngsters who fall victim to the drug plague and commit crime to feed their habit; people who are desperate and steal to feed their family.

Our publicly acceptable love affair with vengeance throws all of these people into one system.

They say “Look at the level of crime, these people are animals, treat them like animals.

We have a right to be protected from them….”

And they are half right. They do have a right to be protected from those people who are animals.

But what about those that are not animals, those who have made a mistake?

The one who makes a mistake could be their son or daughter.

What about the uneducated man who cannot get a job but must feed his family?

What about the drug addict who is himself, after all, also a victim of crime?

Once a person hits the jail system he is thrown into the system with no screening, no differentiation of crime, no protection of any sort at all.

He is at the mercy of jail system.

The jail system is worse than you can ever imagine, no matter how many episodes of “Jail Break” you have watched or how many books you have read.

One well known educator working in our jail system describes jail as being “worse than death”.

In jail you die a little every day.

The part of you that makes you a decent normal person dies, piece by piece, every day and you don’t even know it.

For self protection you become hardened, emotionless, and robotic.

Emotion of the sort expressed in normal society does not exist in jail.

Emotion in jail is weakness and weakness in jail is deadly to your survival.

All that is expressed in jail is emotions of violence, revenge against society.

More payback.

People who come into jail as being normal, those who made a mistake are converted into hardened, emotionless individuals with no compassion for any person.

Petty criminals are turned into hardened criminals.

People who have been in jail have no fear of consequence and it is fear of consequence that causes people to adhere to the rules of society.

So our system is designed for revenge not rehabilitation.

The purpose of the systems may seem to be the rehabilitation of offenders but it only serves to provide society with a means to obtain legal, acceptable payback.

This situation has consequences.

Violence breeds violence, revenge breeds more revenge, humiliation breeds the need to humiliate others.

And so on and on and on.

The truly viscous circle.

When a person is eventually release from the caring hands of the system he has turned from a person who may only have made one mistake into a truly hardened, cold hearted criminal.

Well done the system.

When people complain about the crime levels, the degree of violence present in the crimes committed do they realise that it is the system that they designed to combat crime and punish offenders that is responsible for the degree and type of crime we are experiencing?

No, of course not.

This is not possible.

Not possible but true.

This is why we should leave vengeance to God.

We should design a system based on proper intervention and rehabilitation.

We should acknowledge that no man is beyond redemption, beyond rehabilitation.

Just as fairly innocent young men become hardened criminals in jail, so can hardened criminals can be helped with the correct intervention.

The problem is that no programs of intervention exist in our jails.

The system is in crises because of the overcrowded situation, poor staff morale, staff shortages in the critical areas of rehabilitative services and poor pay levels.

The system concentrates on punishment and security and at the end of the day the system produces what it was never designed to produce.

Hardened criminals.

I am sure that this was not the original intention, but as we know, the road to hell is paved with good intentions.

And we are on the road to hell.

Vengeance is mine saith the Lord……………………………………………..

Thursday, January 1, 2009

Moving House!!!!!

I have moved my blog to WordPress.

You can find me at Corporate Crime Watch 

http://corporatecrimewatch.wordpress.com/

Please subscribe to my feed at the new address.

I sincerely apologise for any inconvenience this any cause you and trust that you will enjoy your experience of Corporate Crime watch in future.

Thank you.